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AI Model Cost Calculator

Compare editable AI API price presets and estimate token costs, cache savings, monthly usage, gateway margin, and sustainable pricing.

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AI Model Cost & Gateway Pricing Calculator

Estimate official API token costs, cache savings, delivery costs, and sustainable pricing for a compliant AI product.

Selecting a preset updates the editable token rates below.

Monthly requests
300,000
Across the chosen billing period
Upstream API cost
$3,947
Tokens, add-ons, and retries
Gateway net margin
9.6%
At planned monthly revenue
Recommended revenue
$7,742
$25.81 per 1,000 requests
ItemBasisValue
Uncached input273M tokens at $2.50/1M$683
Cached input147M tokens at $0.25/1M$36.75
Output tokens210M tokens at $15.00/1M$3,150
Tool and media add-ons300,000 requests$0.00
Retry cost2% of base upstream cost$77.39
Total direct costUpstream API plus monthly platform cost$4,297
Recommended pricePer 1M blended tokens$12.29
Planned net profit4.5% revenue deductions$478
At these assumptions, cache hits save about $331. To cover costs, revenue deductions, and a 40% target net margin, monthly revenue should be at least $7,742.

Reference presets reviewed July 10, 2026. Prices change frequently. Always verify pricing on the official provider page before making billing decisions.

For official API pricing, BYOK products, team planning, and compliant gateway economics. Not for account sharing, credential resale, or proxy access.

Frequently asked questions

Practical answers for applying this calculator to a production API billing or usage plan.

Are the AI model prices kept up to date automatically?

No. The calculator starts with a small set of reference presets, but every price field is editable. Providers change pricing, model availability, cache rules, and tool fees, so verify the current official provider page before using the result in a billing decision.

How does cache hit rate affect AI API cost?

The calculator treats the selected percentage of input tokens as cached and prices those tokens at the cached-input rate. A higher cache hit rate lowers cost only when the provider offers a discounted cache-read price and your requests reuse eligible prompt content.

Does the recommended revenue include payment fees and refunds?

Yes. Payment fees, expected refunds, and bad debt are modeled as percentages of revenue. They are included with target margin when calculating the monthly revenue needed to cover direct delivery and platform costs.

Can I use this for account sharing or subscription proxy access?

No. It is designed for official API pricing, BYOK products, legitimate team planning, and compliant AI gateway economics. It is not for account sharing, credential resale, or proxy access.