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AI Subscription vs API Calculator

Compare ChatGPT Codex subscription plans with direct API usage, then calculate relay revenue, cost, profit, and gross margin per million tokens.

AI subscription vs API calculatorCodex subscription cost calculatorChatGPT Pro cost per million tokenssubscription cost per 1M tokensCodex API cost comparisonAPI relay profit calculator

AI Subscription vs API Cost Calculator

Compare subscription and direct API costs, then calculate relay revenue, cost, and gross profit in RMB.

Subscription plan

Relay pricing inputs

Revenue per 1M = blended API rate x billing multiplier x RMB charged per $1 credit.

Estimated capacity
351.9M tokens
$338 monthly API-equivalent value
Subscription cost / 1M
$0.08
At your expected monthly usage
Direct API cost / 1M
$0.96
Editable blended workload rate
Lower-cost option
Subscription
$220 monthly difference
ComparisonValue
Expected monthly usage250M tokens
Quota utilization71%
Subscription route$20.00
Direct API route$240
API-priced overflow0M / $0.00
Break-even usage20.8M tokens/month
Full-quota subscription cost$0.06 / 1M
Estimated monthly saving$220 (91.7%)

Relay pricing profit

Calculated in RMB from the selected workload rate, billing multiplier, credit exchange price, and actual delivery cost.

Revenue / 1M
¥0.48
$0.96 × 0.5x × ¥1
Cost / 1M
¥0.20
Actual delivery cost
Gross profit / 1M
¥0.28
58.3% gross margin
Monthly gross profit
¥70
250M tokens
Expected monthly relay revenue¥120
Expected monthly delivery cost¥50
Cost markup140%
Break-even billing multiplier0.208x

Gross profit excludes payment fees, servers, refunds, bad debt, tax, and other operating costs.

Plan comparison at the selected workload rate

PlanMonthlyAPI-equivalent / monthEstimated tokensSubscription / 1MValue multiple
Plusinferred$20.00$338351.9M$0.0616.9x
Pro 5xinferred$100$1,6891.8B$0.0616.9x
Pro 20xmeasured$200$6,7567B$0.0333.8x
At these assumptions, Plus costs about $0.08/1M tokens at expected usage, or $0.06/1M tokens at full estimated capacity. Direct API costs $0.96/1M tokens.

Quota inputs reference CodexRadar's July 9, 2026 calibration: Pro 20x is measured; Pro 5x and Plus are inferred. The displayed 7-day value is estimated as six 5-hour windows.

These are workload-dependent estimates, not guaranteed plan quotas. Use for legitimate seat procurement only; do not share accounts, resell credentials, or proxy subscription access.

Frequently asked questions

Practical answers for applying this calculator to a production API billing or usage plan.

Does a ChatGPT subscription include a fixed number of tokens?

No. Codex limits vary with the plan, model, task size, execution location, system conditions, and product rules. This calculator converts a third-party API-equivalent quota estimate into tokens for comparison; it does not represent a guaranteed token allowance from OpenAI.

How is subscription cost per million tokens calculated?

First divide the estimated monthly API-equivalent value by the selected workload's blended API cost per million tokens. That estimates equivalent monthly token capacity. Then divide the monthly subscription price by that capacity in millions of tokens.

Why does the blended API cost per million tokens look low?

The CodexRadar benchmark workload reported a high cache hit rate, so its total-token blended cost is much lower than uncached output-token list prices. Change the editable blended rate to match your own input, cached input, output, and reasoning mix.

How is relay profit per million tokens calculated?

Multiply the blended API rate by the billing multiplier and the RMB charged per $1 of credit to get revenue per million tokens. Subtract the actual RMB delivery cost; divide the result by revenue to get gross margin.

Can subscription seats be shared or resold?

This calculator is for legitimate individual or team procurement planning. It does not authorize account sharing, credential resale, pooled consumer accounts, or proxy access. Always follow the provider's current plan terms.